Are you one of those people who have a hard time saving money? If you are, you are not alone. Tricking your mind is easy. I'm gong to tell you how I save money by using my debit card. I know you are saying, how does he save by using his debit card. Well it is pretty simple.
I just calculated my checkbook and I found that I have $250.82 of overage money in the past 2 months. I bet you are saying..... Hurry up and tell us. What I do is every single transaction that I make with my debit card or even when I write a check, is round up to the nearest dollar. So when I buy my morning coffee on my way to work it costs me $1.58, but when I subtract it from my checkbook I subtract $2.00. I still write in the $1.58 for the transaction but subtract $2 when balancing the ledger.
I bet you are thinking, could that really be it. Yep, that is exactly what I do and I have saved $250.82 in 2 months. Now if you aren't a constant user of your debit card you won't save this much that fast, but it is definitely a start at saving without thinking about it. I never carry cash so I literally have used my debit card for a 99 cent purchase before hahaha.
With my mortgage I will round it up to the nearest hundred, so 595 I will subtract 600.
Please fan my blog and as usual Thank you in advance.
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